Important Disclaimers for Portals.fi Users

At Portals.fi, we are committed to transparency and ensuring our users have access to clear, comprehensive information about the risks and considerations involved in decentralized finance (DeFi). This disclaimer outlines important information that all users should understand before using our platform or relying on any content we provide.

General Information Disclaimer

The information provided on the Portals.fi platform, website, blog, newsletter, and related communications is intended for general informational and educational purposes only. This content should not be considered as investment advice, financial guidance, or a recommendation to buy, sell, or hold any cryptocurrencies, tokens, or related digital assets. Portals.fi is not a registered investment adviser, broker-dealer, or financial institution, and we do not provide personalized financial, investment, legal, or tax advice.

All users should conduct their own research and consult with qualified financial advisors, tax professionals, and legal counsel before making any investment decisions or engaging in DeFi activities. The DeFi landscape is complex and rapidly evolving, and what may be suitable for one individual may not be appropriate for another.

Risk Acknowledgment and Investment Warnings

High-Risk Nature of DeFi: Decentralized finance and cryptocurrency investments are highly speculative and involve substantial risk of loss. The value of digital assets can be extremely volatile and may result in significant or total losses. Users should never invest more than they can afford to lose entirely.

Smart Contract Risks: DeFi protocols rely on smart contracts, which may contain bugs, vulnerabilities, or design flaws that could result in the loss of funds. Even audited contracts carry inherent risks, and new vulnerabilities may be discovered over time.

Impermanent Loss: Providing liquidity to automated market makers (AMMs) and liquidity pools can result in impermanent loss, where the value of your deposited assets may be less than if you had simply held them in your wallet.

Regulatory Risks: The regulatory landscape for cryptocurrencies and DeFi is uncertain and rapidly evolving. Changes in regulations could adversely affect the value of digital assets or the availability of DeFi services.

Platform-Specific Disclaimers

No Custody of Funds: Portals.fi is a non-custodial platform. We do not hold, control, or have access to user funds at any time. Users maintain full control and responsibility for their private keys and digital assets.

Third-Party Protocols: Portals.fi aggregates and provides access to various third-party DeFi protocols. We do not control these protocols and cannot guarantee their security, functionality, or continued operation. Users interact with these protocols at their own risk.

Data Accuracy: While we strive to provide accurate and up-to-date information, including yield rates, total value locked (TVL), and other metrics, this data is sourced from third parties and may contain errors or delays. Users should verify information independently before making decisions.

Conflicts of Interest and Financial Relationships

Portals.fi, its team members, advisors, and affiliated entities may hold positions in various cryptocurrencies, tokens, or DeFi protocols mentioned on our platform or in our content. These holdings could potentially influence the information presented or the protocols featured on our platform.

We may receive fees, commissions, or other compensation from DeFi protocols when users interact with them through our platform. These financial relationships do not influence our commitment to providing accurate information, but users should be aware that such arrangements exist.

Forward-Looking Statements

Our platform and content may contain forward-looking statements regarding the potential future performance of cryptocurrencies, DeFi protocols, or market trends. These statements are based on current expectations, market analysis, and available information at the time of publication. They involve inherent risks and uncertainties, and actual results may differ materially from those anticipated.

Past performance of any digital asset or DeFi protocol is not indicative of future results. Market conditions, regulatory changes, technological developments, and other factors can significantly impact outcomes.

Regulatory and Compliance Considerations

The legal and regulatory status of cryptocurrencies and DeFi activities varies significantly by jurisdiction and continues to evolve. It is each user's responsibility to understand and comply with applicable laws and regulations in their jurisdiction before using Portals.fi or engaging in any DeFi activities.

Portals.fi does not provide legal advice and makes no representations regarding the legal status of any activities conducted through our platform. Users should consult with qualified legal counsel regarding compliance requirements in their jurisdiction.

No Endorsement or Recommendations

The inclusion of any DeFi protocol, cryptocurrency, service, or project on the Portals.fi platform does not constitute an endorsement, recommendation, or guarantee by Portals.fi. We aim to provide access to a wide range of DeFi opportunities, but inclusion on our platform should not be interpreted as our approval or recommendation of any particular protocol or investment strategy.

Technical Disclaimers

Platform Availability: While we strive to maintain continuous platform availability, Portals.fi may experience downtime, technical issues, or interruptions in service. We cannot guarantee uninterrupted access to our platform or the underlying DeFi protocols.

Transaction Risks: Blockchain transactions are irreversible. Users are responsible for ensuring the accuracy of all transaction details before confirming any operations. Portals.fi cannot reverse, cancel, or modify transactions once they have been submitted to the blockchain.

Gas Fees: All blockchain transactions require gas fees, which can be highly variable and are beyond our control. Users are responsible for all gas fees associated with their transactions.

Personal Responsibility and Limitation of Liability

By using Portals.fi, you acknowledge and agree that:

• You are solely responsible for all decisions made based on information provided through our platform
• You understand the risks associated with DeFi and cryptocurrency investments
• You will not hold Portals.fi, its team members, advisors, or affiliated entities liable for any losses, damages, or expenses incurred
• You will conduct your own research and due diligence before engaging in any transactions

Portals.fi, its employees, contractors, advisors, and affiliated entities shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of our platform or reliance on our content.

Updates and Modifications

These disclaimers are subject to change without notice. We encourage users to review this information regularly to stay informed of any updates. Continued use of the Portals.fi platform after any modifications constitutes acceptance of the updated terms.

Contact Information

If you have questions about these disclaimers or need clarification on any aspect of our platform, please contact our team through the official channels provided on our website.

Last Updated: October 2025

By accessing and using Portals.fi, you indicate your understanding and acceptance of these disclaimers. If you do not agree with any part of these terms, please refrain from using our platform or relying on our content.